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1. Cut Back on Impulse Purchases
Sometimes, impulse purchases can really brighten your day, and you shouldn’t deprive yourself of your favorite scented candle or bag of chocolates every now and again. But if you happen to spend a lot of unexpected money on online purchases, or your grocery bill is always over budget, you may want to set a goal to cut down on the number of impulse purchases you buy. If you think you want an item, consider waiting 24 hours to think about how often you’ll use it and whether or not it is worth your hard-earned funds.